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How To Make Your Care Budget Go Further

How To Make Your Care Budget Go Further

14 July 2020

Nothing changes until it’s broken. And the care system is kaput. Broken. In pieces. 

Too much doom and gloom? Sadly, it reflects the frustrations of those currently seeking a carer. Until now, service users have had to grab a pen, fill out forms, telephone and wait for a carer to arrive. It’s a mystery who is coming, you hope they’re what you need. Then you hand over your care budget at roughly £18-20 an hour. 

Did you know the carer who arrives is often paid only £8.60 per hour? No wonder so many are leaving the industry. They are woefully under-valued.  

“I didn’t realise my agency was taking 50% of my care budget. I know they have costs to cover, but it honestly didn’t occur to me that my carer - who was fantastic and really understood our family’s needs - was only getting £8.75 an hour. I’m devastated he quit, but now I understand.” Clare, Gloucester. 

We hear you. It’s a frustrating situation for everyone.

Well, we didn’t think this was an efficient or safe way to deliver care. Not for the 21st Century when so many more people are seeking ways to continue living life, independently at home. 

So we designed Curam to make it far easier to connect self-employed carers with clients online.

It’s safe, efficient and best of all, it allows clients to pay less for a carer who earns more. 

That’s the reason we’re the UK’s largest source of verified searchable carers.

So how does it help you make your care budget stretch further?

A radical new model of care

You browse our site, shortlist and select a carer of your choice and pay them a negotiated rate. On average that’s £15 an hour. You can see that’s a  £3-5 saving already. 

Curam’s carers earn on average £12.75 per hour after our fees and VAT, almost double the national rate.  You can see how that’s more motivating to an experienced carer - they feel valued for their work.  

We take our commission rate - which is the lowest in the sector at 12.5%+VAT- from the carer. Our fee not only covers the costs of marketing for carers, but also includes carer insurance, DBS checks and a secure online payment system. That way everyone feels safe and secure. 

It’s a radical new approach and it’s our technology which lets us pass the benefits on to clients and carers. 

The savings you make can be kept as savings. Or, you can use the difference to purchase additional hours or services. Again, giving clients the choice to shape their care. 

Needs Assessments Care Budget

If you have had a needs assessment recently, your local council will decide what financial contributions you will receive towards your care and support. 

Did you know some Local Authorities use Curam already? They spend the money in your personal budget directly with us, arranging for your care and support based on your agreed care plan. You still have a say in whether this care plan is appropriate and what you want. 

The reason they choose us? Curam can deliver care quickly, safely and within budget constraints. 

Direct Payments Care Budget 

If you receive direct payments for your care provision, you are able to choose the care provider you wish. This gives you greater flexibility to arrange your care and decide how it’s provided. 

Using your Care Budget directly with Curam

As you can see, the main benefit of Curam is your care budget will go further! It doesn’t stop there. With Curam you can: 

-Search, interview, shortlist and choose a carer who is right for you

-Have consistent, familiar care with a carer you have chosen 

-Enjoy the company of someone who speaks the same language as you (many Curam carers have a second language)

-Benefit from the expertise of a carer who understands your care needs

-Choose exactly when and how you want care delivered - live in, hourly, domestic, medical - it’s up to you.

Managing your Care Budget

As Curam manages all transactions through our secure online payment system, is it simple to provide evidence for how your personal care budget is being spent. 

“What I like about Curam is I know my carer is taking home almost double what they used to earn. It’s nice to know it’s not costing me a penny more but they get a big boost.” Clare - Gloucester.

Curam works differently because we believe that care of great value comes from valuing great carers.  

Be a part of our fairer care community and sign up today.

Author Annika